AI-first · Built in Nigeria 🇳🇬 · For Africa & Beyond

AI software that moves
money, commerce,
and intelligence forward.

We are Binary Labs — an AI-first software company engineering intelligent products across fintech, commerce, and digital analytics. We’re building the software stack that Africa’s next generation of businesses will run on.

Explore our products Work with us

5 Active Products

3+ Years Building

NG HQ: Ibadan, Nigeria

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Credit score: 820

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Our Products

Five products. One vision.

From virtual card issuance to session intelligence — we build focused, high-quality software that solves real problems.

BNCard

Virtual Card Infrastructure

Issue and manage virtual credit and debit cards at scale. BNCard powers businesses with programmable card infrastructure — from spend controls to real-time transaction webhooks.

Virtual card issuance
Spend controls & limits
Real-time webhooks
Multi-currency support

SellThread

AI Commerce Platform

An AI-powered social commerce platform that uses intelligent recommendations to connect the right sellers with the right buyers. SellThread learns from behaviour to personalize discovery and maximize conversion.

AI product recommendations
Personalized storefronts
Integrated payments
Seller analytics dashboard

Paylater

Buy Now, Pay Later

BNPL infrastructure for African merchants and consumers. Paylater enables flexible installment payments with smart credit decisions and seamless checkout embedding for any storefront.

Installment payment plans
Merchant SDK & widget
Smart credit scoring
Auto repayment engine

CreditPulse

AI Credit Intelligence

AI-driven credit intelligence that uses machine learning to score individuals and businesses from alternative data signals — delivering accurate, fair credit profiles where traditional bureaus fall short.

ML-powered credit scoring
Alternative data analysis
Real-time monitoring & alerts
API-first integration

Session Witness

AI Session Intelligence

AI-powered session intelligence that automatically identifies friction points, behavioural patterns, and anomalies. Session Witness doesn’t just show replays — it tells you what matters and why.

Session recording & AI analysis
Intelligent heatmaps
Automated friction detection
Privacy-first AI design

5 Products Shipped

3 Core Team Members

NG Based in Ibadan

About Binary Labs

We don’t build apps.
We build intelligent systems.

Binary Labs is an AI-first software company headquartered in Ibadan, Nigeria. We fuse artificial intelligence with deep domain expertise in fintech, commerce, and behavioral data to build products that think, learn, and adapt.

Three of our five products — SellThread, CreditPulse, and Session Witness — are powered by proprietary AI models. Our entire portfolio is designed for the realities of Africa’s high-growth, high-velocity digital economy.

AI-native by design

We don’t bolt AI on as a feature. Our products are architected from day one to think and adapt.

Security-native

Every system we build is secure by design — never an afterthought, especially with AI in the loop.

Built to scale

From MVP to millions of users — our architecture grows with your business without breaking.

What We Do

Beyond our own products, we build yours too.

We take on select client engagements in areas where our expertise runs deepest.

Fintech Development

Payment systems, wallet infrastructure, card programs, and financial APIs built for African markets.

Commerce Engineering

Marketplace platforms, e-commerce engines, inventory management, and checkout optimization.

Custom Software

Bespoke enterprise applications, APIs, and systems integration designed around your workflows.

Data & Analytics

Dashboards, data pipelines, user behavior analytics, and business intelligence tooling.

Team Leadership

Led by builders and believers.

Our leadership team combines product vision, deep technical expertise, and decades of global experience in AI, technology, and business.

Olaseyo Olumide

Chief Executive Officer

Visionary founder and CEO of Binary Labs. Olaseyo leads the company’s AI product strategy and overall direction, with a mission to build intelligent software infrastructure that powers Africa’s digital economy.

Nikolaos Tsoniotis

Strategic Advisor

Seasoned technology leader and strategic advisor to Binary Labs. Nikolaos brings deep expertise in AI systems, enterprise software, and global market expansion — helping guide the company’s strategic growth and AI roadmap.

AI software that moves money, commerce, and intelligence forward.